Transparent fees. Published in advance. Always.

Our annual portfolio management fee varies between 0.50% and 1.00% depending upon the market value of your assets under our management, the type and complexity of the asset management services provided, and the level of administration requested. The fee is billed and payable quarterly in arrears, based on the average daily balance, and is deducted directly from custodied accounts at Interactive Brokers. Advisory fees are negotiable depending on individual client circumstances. There are no setup fees, performance fees, surrender charges, or commission overrides. Complete fee information is set forth in our Form ADV Part 2A and in each client’s executed advisory agreement.

What is not in the fee

• No commissions. This firm never accepts commissions on the sale of any investment, insurance, or annuity.
• No revenue sharing. No fund company, custodian, or third party pays us for shelf space or recommendations.
• No surrender charges. The advisory fee is billed quarterly in arrears, so you never prepay for advice you have not received.
• No bundled products. Fund expense ratios are paid to the fund company, not to us.

Outside business activities

Zach Wolfson owns and operates other businesses outside this firm, including insurance agencies that earn commissions on health and Medicare insurance. Wolfson Private Wealth sells no insurance, earns no commission on anything, and is paid only the advisory fee its clients pay it. The firm does not recommend that its clients buy insurance through those agencies, and any policy a client buys anywhere is outside this engagement and is never billed under it. These outside businesses take time and attention, which is a conflict worth knowing about. They are disclosed in Item 4 of Zach’s Form ADV Part 2B and Item 10 of Part 2A, which you can read at adviserinfo.sec.gov under CRD 314416.