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The true cost of your advisor.

Most families have never seen what their advisory relationship actually costs — including the hidden expenses. This calculator shows you.

Important information about this comparison. The “Typical Wirehouse” and “Robo-Advisor” columns are hypothetical illustrations, not actual firms, and are based on assumed fee levels that may be higher or lower than what any particular firm charges. Lower cost does not guarantee better outcomes, and this comparison has material limitations: it does not reflect differences in services offered, investment strategies, performance, taxes, or your individual circumstances. Broker-dealers and robo-advisers may offer services, products, and pricing (including services WPW does not offer) that better suit some investors. WPW’s advisory fee used here is illustrative; actual fees range between 0.50% and 1.00% annually as disclosed in our Form ADV Part 2A. Projections assume constant returns and fees, which will not occur in practice. This calculator is educational only and is not a recommendation.
$3.00M
%

Wolfson Private Wealth

Fee-Only Fiduciary
Advisory Fee (illustrative)0.75%
Fund Expenses0.08%
Trading / Platform0.00%
All-In Annual Cost0.83%
Year 1 Fee$0
Portfolio Value$0
Total Fees Paid$0
Financial planningAvailable (see Form ADV)
Direct principal accessYes

Typical Wirehouse

Broker-Dealer Model
Advisory Fee1.00%
Fund Expenses0.50%
Trading / Platform0.15%
All-In Annual Cost1.65%
Year 1 Fee$0
Portfolio Value$0
Total Fees Paid$0
vs. Wolfson Private Wealth$0

Robo-Advisor

Automated Platform
Advisory Fee0.25%
Fund Expenses0.06%
Trading / Platform0.00%
All-In Annual Cost0.31%
Year 1 Fee$0
Portfolio Value$0
Total Fees Paid$0
vs. Wolfson Private Wealth$0

Your Comparison

Have this comparison sent to you.

We will email this fee comparison along with The True Cost of Commission-Based Advice — the worked arithmetic behind the difference.

Illustrative only, based on the assumptions shown; not a prediction of your results. Submitting this form does not create an advisory relationship.

How this comparison works, and what it cannot do

Criteria and methodology

  • The comparison applies each fee level shown to the starting balance you enter, compounds every column at the same annual return you choose, and reports the resulting portfolio value and the cumulative fees paid over the horizon you select. The difference between columns is arithmetic on your inputs — it is not a forecast, and no column represents any actual firm, account or strategy.

Assumptions and limitations

  • A constant annual return and a constant fee for the entire horizon. Neither holds in practice; the smoothness of the curve is the clearest sign that this is a model rather than a projection.
  • The return figure is one you supplied. It is not a return this firm expects, targets or has achieved, and results will vary with every different figure entered.
  • Fee levels are illustrative industry-typical rates used for arithmetic contrast, not quotes from any named competitor. Actual costs may be materially higher or lower.
  • No taxes, trading costs, cash drag, contributions or withdrawals are modelled, and no advice value on either side is attempted.

Investments considered

  • This tool considers no investments. It applies fee rates to a balance you entered, growing at a rate you chose. It neither selects, recommends nor evaluates any security, fund or product, and no investment universe is screened.

Applies to every result this tool produces

  • Results are hypothetical in nature. They are produced by a model, not by any account, and no client obtained them.
  • Results vary with each use and over time — with the figures you enter, with the assumptions above, and with changes in tax and Medicare law, which change annually.
  • This tool does not consider your full circumstances and is not investment, tax, or legal advice. Using it does not create an advisory relationship.

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Important Disclosures. Wolfson Private Wealth, LLC ("WPW") is an investment adviser registered with the Florida Office of Financial Regulation. Registration does not imply a certain level of skill or training. All investment strategies have the potential for profit or loss. Past performance is not indicative of future results. Diversification does not guarantee a profit or protect against loss.

Information presented on this website is for educational and informational purposes only, does not constitute investment, tax, legal, or accounting advice, and should not be construed as a solicitation, offer, or recommendation to buy or sell any security. Any client scenarios described are hypothetical composites for illustrative purposes only and do not represent any specific client, actual performance, or guarantee of results.

WPW does not offer tax or legal advice. Clients should consult qualified tax and legal professionals regarding their individual circumstances. Assets are custodied at Interactive Brokers LLC, a qualified custodian. WPW is not affiliated with Interactive Brokers LLC. The presence of a link to a third-party website does not imply endorsement.

Florida tax and asset protection commentary represents general information as of the publication date and is subject to change by legislative or regulatory action. WPW encourages all readers to obtain situation-specific counsel. Our complete disclosure brochure (Form ADV Part 2A) is available upon request and on the Investment Adviser Public Disclosure (IAPD) website.