Est. 2021 Fort Lauderdale, Florida

Private wealth, held to a higher standard.

An independent, fee-only fiduciary advisory built for families who expect their wealth to be managed with the seriousness, candor, and discretion it deserves.

“

The first rule of compounding: never interrupt it unnecessarily.

Charlie Munger
0
Years Independent
0%
Firm Revenue From Client Fees
0%
Firm Revenue From Commissions
1:1
Principal Access
Florida Registered
Investment Advisor
Fee-Only
No Commissions
Fiduciary Oath
Bound to Your Interests
Interactive Brokers
Institutional Custody
Independent
Privately Owned
Transparent Fees
Disclosed in Form ADV
Philosophy

A higher standard of counsel.

In an industry crowded with product, performance theatre, and conflicted advice, the simplest things have become rare: the willingness to sit across from a family, understand what their wealth is for, and manage it accordingly.

We built Wolfson Private Wealth to do exactly that. One firm. One fiduciary standard. One principal responsible for every relationship. No proprietary products to push, no sales quotas to meet, no divided loyalties — only a single, durable obligation to the families we serve.

This is what private wealth should feel like: an advisor who knows your name, knows your objectives, and accounts for every basis point in plain English. Quiet work, done well, over decades.

Z.W.
Zachary Wolfson Founder
Our Clients

Families who take wealth seriously.

Our practice is intentionally narrow. We serve a small number of successful households — with particular depth in Florida tax and residency planning — where complexity, discretion, and continuity matter more than marketing and noise.

I

Business Owners

Founders and operators preparing for — or navigating — a liquidity event, with planning needs that extend well beyond the balance sheet.

II

Senior Executives

C-suite and partner-level professionals with concentrated equity, deferred compensation, and the tax complexity that accompanies success.

III

Professionals

Physicians, attorneys, and established professionals seeking disciplined planning and protection for households they've worked a career to build.

IV

Multi-Gen Families

Households thinking in generations — coordinating portfolios, entities, and estate plans so that wealth and values pass intact to those who inherit them.

Services

Two disciplines. Seamlessly integrated.

Investment management without financial planning is guesswork. Financial planning without investment management is advice without accountability. Wolfson Private Wealth delivers both — from the same principal.

— I —

Investment Management

Portfolios constructed for the life they must fund — not for peer-group benchmarks or industry narratives. Tax-aware, globally diversified, and built to withstand the conditions we cannot forecast.

  • Custom portfolio architecture
  • Tax-loss harvesting & asset location
  • Concentrated position strategy
  • Disciplined rebalancing protocols
  • Ongoing account monitoring
— II —

Financial Planning

A living plan, not a bound document. We map what your wealth must accomplish, stress-test it against reality, and update it as circumstances evolve. Every recommendation is accountable to the plan.

  • Retirement & cash-flow architecture
  • Advanced tax planning strategies
  • Estate, trust & legacy coordination
  • Insurance & risk framework review
  • Business succession & exit planning
  • Philanthropic & legacy counsel
The Distinction

How private wealth differs from the alternatives.

The language used in this industry obscures significant differences. Here is how an independent, fee-only fiduciary practice compares with the two firms most of your peers already work with.

 
Wolfson Private Wealth
Wirehouse / Bank
Robo-Advisor
Legal Standard
Fiduciary — always
Suitability / hybrid
Limited / automated
Compensation
Fee-only from client
Commissions + spreads
Management fee
Proprietary Product
None
Incentivized to sell
Model portfolios only
Access to Principal
Direct, always
Team / call center
App & chatbot
Tax & Estate Integration
Fully integrated
Siloed departments
Not offered
Planning Engagement
Ongoing, dynamic
Plan as sales tool
Templated output
Custody
Interactive Brokers
In-house custody
Affiliated custodian

Comparison reflects typical structural differences between business models and is presented for education only. It is a general illustration, not a comparison to any actual firm, and has material limitations: it does not address differences in services, performance, or costs in individual cases, and lower cost or a fiduciary standard does not guarantee better outcomes.

See the difference a fiduciary makes for your family.

Request Private Consultation→
Engagement

How we begin.

A deliberate, unhurried process. No sales pressure, no rushed recommendations — only the structured work required to earn a significant financial relationship.

I

Introduction

A private conversation to understand your situation, answer your questions, and determine whether we are the right firm for the work ahead.

30 minutes · no obligation
II

Discovery

A comprehensive review of your goals, assets, entities, obligations, and concerns. We listen more than we speak — and we take notes.

Two to three meetings
III

Architecture

We present a written plan and portfolio design — conflicts disclosed, assumptions stated, every recommendation tied to your objectives.

Before you decide
IV

Stewardship

On acceptance, we implement, monitor, and revisit. Your accounts are monitored on an ongoing basis, and you have direct access to the principal.

The long relationship

Ready to discuss what this looks like for your household?

Begin Conversation→
Fee Schedule

Plainly stated.

Our annual fee for portfolio management services ranges between 0.50% and 1.00% of assets under management, depending upon the market value of your assets under our management, the type and complexity of the asset management services provided, and the level of administration requested. Fees are billed quarterly in arrears based on the average daily balance and are deducted directly from your account by the qualified custodian. No commissions. No trails. No revenue sharing.

Complete fee information, including financial planning and consulting fees, is set forth in our Form ADV Part 2A and in each client’s executed advisory agreement. Advisory fees are negotiable depending on individual client circumstances.

The Founder

One principal. One standard.

Zachary Wolfson Founder

Zachary Wolfson

Zachary Wolfson is the founder of Wolfson Private Wealth. He established the firm in 2021 with a singular conviction: that the families who work hardest to build significant wealth deserve a firm whose compensation, loyalties, and daily practice are structured entirely around their interests.

Before founding the firm, Zachary built his practice inside the traditional financial services industry. Wolfson Private Wealth was built from a blank sheet without the proprietary products, the revenue-sharing arrangements, and the sales culture that come with it — fee-only, fiduciary, and personal.

He lives in South Florida with his family. When he is not with clients, you will find him in the gym or on the field — he brings the same discipline to training that he brings to the work.

Zach Wolfson owns and operates other businesses outside this firm, including insurance agencies that earn commissions on health and Medicare insurance. Wolfson Private Wealth sells no insurance, earns no commission on anything, and is paid only the advisory fee its clients pay it. The firm does not recommend that its clients buy insurance through those agencies, and any policy a client buys anywhere is outside this engagement and is never billed under it. These outside businesses take time and attention, which is a conflict worth knowing about. They are disclosed in Item 4 of Zach’s Form ADV Part 2B and Item 10 of Part 2A, which you can read at adviserinfo.sec.gov under CRD 314416.

Exams passed
Series 66 · Series 7
Registered
Florida OFR · Firm CRD 314416
Location
Fort Lauderdale, FL
Founded
2021
Journal

Perspective, on the record.

All Writing →
Questions

Direct answers.

If a question isn't addressed here, it belongs in our first conversation. We prefer candor in both directions.

Is there a minimum relationship size?
In general, we do not require a minimum dollar amount to open and maintain an advisory account, as disclosed in Item 7 of our Form ADV Part 2A. What matters more is the situation: a move to Florida, a business sale, a retirement-income and Medicare-surcharge decision, or accounts held in several places that need to be brought together. We would rather have the conversation than decline at the door.
How exactly are you compensated?
By a fee, paid by you, based on the assets we manage for you, and by an hourly fee where you engage us for financial planning. This firm receives no commissions, no referral fees, no revenue sharing, and no product incentives of any kind.
Where is my money actually held?
All client assets are custodied at Interactive Brokers LLC, a qualified third-party custodian. You receive statements and trade confirmations directly from them, independently of us. We never hold your money. Our only access to your account is to place trades and to deduct the advisory fee you authorized, which is a limited form of custody under Florida's rules. We do not accept authority to wire your money to anyone.
How is Wolfson Private Wealth different from a wirehouse?
We are independent, fee-only, and fiduciary at all times. Wirehouses operate under a hybrid broker-dealer model, with sales quotas, proprietary product incentives, and — often — a lower legal standard of care. The comparison table above summarizes the structural differences.
Will I speak with the principal or a junior advisor?
You speak with Zachary directly. The firm is intentionally built so that the principal is the relationship, not a face on a pitchbook.
What happens in the first conversation?
We listen. We answer your questions. We ask ours. There is no pitch, no hard close, and no paperwork. At the end, both sides decide independently whether a second meeting makes sense.
Is financial planning an additional cost?
Financial planning and consulting services are billed at an hourly rate of $500, which is negotiable depending on the scope and complexity of the engagement, as disclosed in our Form ADV Part 2A. We do not sell planning as a loss leader for products.
How responsive are you during market stress?
The periods that matter most are precisely the ones in which clients need direct access to their advisor. You reach the principal directly, and there is no team, queue, or call center between you and the person managing your money.
Complimentary

12 Questions to Ask Before Hiring Any Financial Advisor

The exact questions we believe every prospective client should ask before turning over a dollar to any advisory firm — wirehouse, RIA, or otherwise. Tough to answer for most of the industry. Easy for us.

Wolfson Private Wealth
12 Questions
Before You Hire
An Advisor
Confidential Guide
2026 Edition
Contact

Introduce yourself.

Every inquiry is reviewed personally by the founder.

Office
Fort Lauderdale, Florida
By private appointment
Direct
(954) 609-5386
Monday – Friday · 9:00 – 5:30 ET
Private Email
Zach@wolfsonwealth.com
Reviewed personally by the founder
Regulatory
Form ADV Part 2A · Client Relationship Summary
Available on request and at adviserinfo.sec.gov
Request a private consultation

All inquiries reviewed in confidence. No obligation.

Important Disclosures. Wolfson Private Wealth, LLC ("WPW") is an investment adviser registered with the Florida Office of Financial Regulation. Registration does not imply a certain level of skill or training. All investment strategies have the potential for profit or loss. Past performance is not indicative of future results. Diversification does not guarantee a profit or protect against loss.

Information presented on this website is for educational and informational purposes only, does not constitute investment, tax, legal, or accounting advice, and should not be construed as a solicitation, offer, or recommendation to buy or sell any security. Any client scenarios described are hypothetical composites for illustrative purposes only and do not represent any specific client, actual performance, or guarantee of results.

WPW does not offer tax or legal advice. Clients should consult qualified tax and legal professionals regarding their individual circumstances. Assets are custodied at Interactive Brokers LLC, a qualified custodian. WPW is not affiliated with Interactive Brokers LLC. The presence of a link to a third-party website does not imply endorsement.

Florida tax and asset protection commentary represents general information as of the publication date and is subject to change by legislative or regulatory action. WPW encourages all readers to obtain situation-specific counsel. Our complete disclosure brochure (Form ADV Part 2A) is available upon request and on the Investment Adviser Public Disclosure (IAPD) website.

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